
:root{--bg:#05071c;--ink:#f2f3fb;--muted:#a3a8c9;--rule:#1f2447;--soft:#0b0f2e;--navy:#1a2470;--indigo:#6b7cf0;--violet:#a855f7;--teal:#2fb3bb;--green:#2fc27b;--link:#fff;
--font:"Hanken Grotesk","Helvetica Neue",Helvetica,Arial,sans-serif;--gl:max(20px,env(safe-area-inset-left,0px));--gr:max(20px,env(safe-area-inset-right,0px));color-scheme:dark}
body.light{--bg:#fff;--ink:#111;--muted:#4b4f5c;--rule:#dcdee3;--soft:#f4f5f7;--link:#0c1e5b;color-scheme:light}
body.light .btn{background:#0c1e5b;color:#fff;border-color:#0c1e5b}body.light .btn:hover{background:transparent;color:#0c1e5b}body.light .phead .btn{background:#fff;color:#0c1e5b;border-color:#fff}body.light .phead .btn:hover{background:transparent;color:#fff}
body.light .btn.line{background:transparent;color:#111;border-color:#111}body.light .btn.line:hover{background:#111;color:#fff}
body.light header.site{background:rgba(255,255,255,.9)}
body.light .hero2 .btn{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.55);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}body.light .hero2 .btn:hover{background:rgba(255,255,255,.28);color:#fff}
body.light .hero2 .btn.line{background:#fff;color:#0c1e5b;border-color:#fff;backdrop-filter:none}body.light .hero2 .btn.line:hover{background:transparent;color:#fff;border-color:#fff}
body.light .hero2 .lede{color:#fff;text-shadow:0 1px 8px rgba(0,0,0,.5)}body.light .hero2 h1{text-shadow:0 2px 16px rgba(0,0,0,.5)}
body.light .navy{background:#0c1e5b;color:#fff;border:0}body.light .navy .intro p,body.light .navy .muted,body.light .navy .lg{color:rgba(255,255,255,.75)}body.light .navy .btn{background:#fff;color:#0c1e5b;border-color:#fff}body.light .navy .btn:hover{background:transparent;color:#fff}body.light .navy .band2 ul{border-top-color:#fff}body.light .navy .band2 li{border-bottom-color:rgba(255,255,255,.25)}
body.light form input:focus,body.light form select:focus,body.light form textarea:focus{border-color:#111}body.light form select option{background:#fff}
body.light .aside .cta{background:var(--soft)}
body .grid5 .card:hover{background:#0c1e5b!important}
/* hover states */
a,button{transition:color .15s,background .15s,border-color .15s,transform .15s,box-shadow .15s}
.card{position:relative;transition:background .2s,transform .2s}
.card:hover{background:#0c1e5b;color:#fff;transform:translateY(-3px);box-shadow:none}.card:hover p,.card:hover .n,.card:hover .more>ul{color:rgba(255,255,255,.8)}
.card:hover h3,.card:hover>span:last-child{color:#fff}.card:hover h3{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:2px;text-decoration-color:rgba(255,255,255,.6)}
.card:hover span:last-child::after{content:" →";}
.card span:last-child{transition:padding-left .15s}.card:hover span:last-child{padding-left:4px}
.nav a{position:relative}
.nav .sub a:hover,.nav .sub a[aria-current]{background:#0c1e5b;color:#fff;padding-left:22px;border-color:transparent}.nav .sub a[aria-current]{font-weight:600}
.aside li a{transition:padding-left .15s,color .15s}.aside li a:hover,.aside li a[aria-current]{padding-left:8px;text-decoration:none;color:#0c1e5b;box-shadow:inset 3px 0 0 #0c1e5b}
.next a:hover b{text-decoration:underline;text-underline-offset:4px;color:#0c1e5b}
footer a:hover{color:#b9c2e8;text-decoration:underline}
.top a:hover{text-decoration:underline}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 16px -8px rgba(0,0,0,.45)}
.crumb a:hover{color:var(--ink)}
.facts div{transition:background .15s}

*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:19px;line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--bg)}
img{max-width:100%;display:block}h1,h2,h3,h4{margin:0;line-height:1.08;letter-spacing:-.02em;font-weight:700;text-wrap:balance}p{margin:0}a{color:var(--link)}
.wrap{max-width:1180px;margin-inline:auto;padding-left:var(--gl);padding-right:var(--gr)}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;z-index:100;background:var(--ink);color:var(--bg);padding:8px 12px}
:focus-visible{outline:2px solid var(--ink);outline-offset:3px}
.btn{display:inline-block;font:inherit;font-weight:600;text-decoration:none;padding:14px 22px;background:#fff;color:#05071c;border:1px solid #fff;cursor:pointer}
.btn:hover{background:transparent;border-color:#fff;color:#fff}.btn.line{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}.btn.line:hover{background:#fff;color:#05071c}
.small{font-size:.9rem;color:var(--muted)}.muted{color:var(--muted)}
.top{font-size:.92rem;color:var(--muted);border-bottom:1px solid var(--rule)}.top .wrap{display:flex;justify-content:space-between;gap:20px;padding-block:8px;flex-wrap:wrap}.top a{text-decoration:none;color:inherit;margin-left:22px}
header.site{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(5,7,28,.85);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--rule)}
.hb{display:flex;align-items:center;gap:36px;padding-block:12px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}.brand img{width:auto;height:64px}.brand b{font-weight:700;font-size:1.35rem;line-height:1}
.nav{display:flex;gap:28px;margin-left:auto;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:1.05rem;padding:6px 0;border-bottom:2px solid transparent}.nav a:hover,.nav a[aria-current]{border-color:#0c1e5b;color:#0c1e5b}
.has-sub{position:relative}.has-sub>a::after{content:" ▾";font-size:.7em}
.sub{display:none;position:absolute;top:100%;left:-16px;background:var(--bg);border:1px solid var(--rule);border-top:3px solid #0c1e5b;min-width:260px;padding:6px 0;z-index:5;box-shadow:0 14px 30px -18px rgba(12,30,91,.5)}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:block}.sub a{display:block;padding:10px 16px;border:0;font-weight:500;color:var(--ink)}
.mb{display:none;margin-left:auto;background:none;border:1px solid var(--rule);width:44px;height:44px;color:var(--ink);cursor:pointer}
@media (max-width:960px){.nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--bg);border-bottom:1px solid var(--rule);padding:0 var(--gr) 8px var(--gl)}.nav.open{display:flex}.nav a{padding:14px 0;border-bottom:1px solid var(--rule)}
.sub{display:block;position:static;border:0;min-width:0;padding:0 0 0 16px}.sub a{padding:10px 0}.has-sub>a::after{content:""}.mb{display:block}.hcta{display:none}}
section{padding-block:96px}.h2{font-size:clamp(2.3rem,4.4vw,3.5rem);max-width:22ch}
.about .lead em,.grad{background:linear-gradient(90deg,var(--indigo),var(--violet),var(--teal));-webkit-background-clip:text;background-clip:text;color:transparent;font-style:normal}
.intro{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:48px}.intro p{color:var(--muted);font-size:1.2rem;max-width:34rem}
@media (max-width:820px){section{padding-block:64px}.intro{grid-template-columns:1fr;gap:16px}}
/* hero2 */
.hero2{position:relative;overflow:hidden;background:#05071c url(hero.jpg) center/cover no-repeat;color:#fff}
.hero2::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,7,28,.6),rgba(5,7,28,.1) 55%,rgba(5,7,28,.9))}
@supports (background-image:url(hero.webp)){.hero2{background-image:url(hero.webp)}}
.hero2 .wrap{position:relative;z-index:2;text-align:center;padding-block:150px 230px}
.hero2 h1{font-size:clamp(2.9rem,6.6vw,5.4rem);font-weight:800;letter-spacing:-.03em;color:#fff}
.hero2 .lede{margin:24px auto 0;font-size:1.35rem;letter-spacing:.06em;color:rgba(255,255,255,.72);max-width:60rem}
.hero2 .cta{margin-top:34px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.hero2 canvas{position:absolute;inset:0;width:100%;height:100%;display:block;z-index:1;pointer-events:none}
@media (max-width:700px){.hero2 .wrap{padding-block:90px 140px}}
/* hero (unused) */
.hero .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;padding-block:80px 72px}
.hero h1{font-size:clamp(2.5rem,5.2vw,4.3rem);font-weight:800}.hero .lede{margin-top:26px;font-size:1.22rem;max-width:32rem;color:var(--muted)}.hero .cta{margin-top:34px;display:flex;gap:12px;flex-wrap:wrap}
.chartbox{min-width:0}.chartbox canvas{width:100%;height:auto;display:block}
.chartbox .lg{display:flex;gap:22px;font-size:.85rem;color:var(--muted);margin-top:10px;flex-wrap:wrap}.chartbox .lg i{display:inline-block;width:18px;height:3px;vertical-align:middle;margin-right:7px}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:40px;padding-block:52px 48px}}
/* variant B: light hero with image band */
.heroB .wrap{text-align:center;padding-block:96px 48px}
.heroB h1{font-size:clamp(2.6rem,6vw,4.8rem);font-weight:800;letter-spacing:-.03em}
.heroB .lede{margin:22px auto 0;font-size:1.15rem;letter-spacing:.04em;color:var(--muted);max-width:60rem}
.heroB .cta{margin-top:34px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.heroB .band{height:clamp(220px,34vw,420px);background:#05071c url(hero.jpg) center/cover no-repeat}
/* variant C: split hero */
.heroC{border-bottom:1px solid var(--rule)}
.heroC .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;padding-block:72px}
.heroC h1{font-size:clamp(2.5rem,5vw,4.2rem);font-weight:800;letter-spacing:-.03em}
.heroC .lede{margin-top:24px;font-size:1.2rem;color:var(--muted);max-width:32rem}
.heroC .cta{margin-top:32px;display:flex;gap:12px;flex-wrap:wrap}
.heroC .pic{aspect-ratio:4/3;max-width:100%;background:#05071c url(hero.jpg) center/cover no-repeat}
@media (max-width:900px){.heroC .wrap{grid-template-columns:1fr;gap:32px;padding-block:48px}.heroC .pic{aspect-ratio:16/9}}
body.alt section:nth-of-type(even){background:var(--soft)}
/* v1 extras */
.rv{transition:transform .7s ease}.rv.pre{transform:translateY(18px)}.rv.in{transform:none}
.hero2 .wrap{padding-block:150px 230px}
.scroll-cue{position:absolute;left:50%;bottom:28px;transform:translateX(-50%);z-index:2;color:#fff;font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;display:flex;flex-direction:column;align-items:center;gap:8px}
.scroll-cue i{display:block;width:1px;height:34px;background:rgba(255,255,255,.6);animation:cue 1.8s ease-in-out infinite}
@keyframes cue{0%{transform:scaleY(0);transform-origin:top}50%{transform:scaleY(1);transform-origin:top}51%{transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom}}
.marq{border-bottom:1px solid var(--rule);overflow:hidden;padding-block:16px;background:var(--bg)}
.marq .t{display:flex;gap:0;width:max-content;animation:marq 70s linear infinite}
.marq span{padding:0 28px;font-size:1rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);white-space:nowrap;border-right:1px solid var(--rule)}
@keyframes marq{to{transform:translateX(-50%)}}
.marq:hover .t{animation-play-state:paused}
.card .more{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}.card .more>ul{overflow:hidden;list-style:none;margin:0;padding:0;color:var(--muted);font-size:.92rem}
.card .more li{padding:3px 0 3px 14px;position:relative}.card .more li::before{content:"–";position:absolute;left:0}
.card:hover .more{grid-template-rows:1fr}.card:hover .more>ul{padding-top:8px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--ink)}.steps .step:nth-child(n+5),.steps .step:nth-child(n){border-bottom:1px solid var(--rule)}
.step{padding:28px 28px 28px 0;border-bottom:1px solid var(--rule);display:grid;gap:10px;align-content:start}
.step+.step{padding-left:28px;border-left:1px solid var(--rule)}
.step b{font-size:2.4rem;font-weight:800;line-height:1;letter-spacing:-.03em;color:#0c1e5b}
.step h3{font-size:1.3rem}.step p{color:var(--muted);font-size:1.05rem}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}.step:nth-child(3),.steps .step:nth-child(3){padding-left:0;border-left:0}}
@media (max-width:520px){.steps{grid-template-columns:1fr}.step,.step+.step{padding:24px 0;border-left:0}}
.faq{border-top:1px solid var(--ink);max-width:52rem}
.faq details{border-bottom:1px solid var(--rule)}.faq summary{cursor:pointer;list-style:none;padding:22px 40px 22px 0;font-weight:600;font-size:1.2rem;position:relative}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:4px;top:16px;font-size:1.5rem;font-weight:300;color:var(--muted);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}.faq summary:hover{color:#0c1e5b;padding-left:8px}.faq summary{transition:padding-left .15s}
.faq .a{padding:0 0 22px;color:var(--muted);max-width:44rem}
.hero2 h1{display:inline-block;position:relative}
.hero2 h1::after{content:"";display:block;height:3px;width:0;margin:18px auto 0;background:#fff;animation:ul 1.2s .4s ease forwards}@keyframes ul{to{width:120px}}
.wm{position:relative;overflow:hidden}
.wm::after{content:none;display:none;position:absolute;right:-40px;bottom:-60px;width:min(520px,70vw);aspect-ratio:1;background:url(wm-white.webp) center/contain no-repeat;opacity:.08;pointer-events:none}
.wm>.wrap{position:relative;z-index:1}
.phead.wm::after{background-image:url(wm-grey.webp);opacity:.22;right:-20px;bottom:-80px;width:min(420px,60vw)}
footer.wm::after{opacity:.06;width:min(380px,60vw)}
.brand img{width:auto;height:64px}
/* industries + insights */
.sub2{min-width:560px;columns:2;column-gap:0;padding:8px 0}.sub2 a{white-space:nowrap}.sub2 a{break-inside:avoid}
@media (max-width:960px){.sub2{columns:1}}
.igrid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ink)}
.igrid .card{min-height:200px}
.igrid .card:nth-child(3n+2),.igrid .card:nth-child(3n+3){border-left:1px solid var(--rule)}
@media (max-width:900px){.igrid{grid-template-columns:1fr}.igrid .card:nth-child(n){border-left:0}}
a[href^="tel:"],a[href^="mailto:"]{color:inherit;text-decoration:none}a[href^="tel:"]:hover,a[href^="mailto:"]:hover{text-decoration:underline;text-underline-offset:4px}a[x-apple-data-detectors]{color:inherit!important;text-decoration:none!important;font:inherit!important}body .phead .side a:not(.btn){color:#fff}
.ngrid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.ncard,.feat{position:relative;isolation:isolate;overflow:hidden;background:var(--bg)}.ncard::before,.feat::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(160deg,#0c1e5b 0%,#152a7a 60%,#1d4f8f 100%);transform:scaleY(0);transform-origin:bottom;transition:transform .28s cubic-bezier(.2,.7,.2,1)}.ncard:hover::before,.ncard:focus-visible::before,.feat:hover::before,.feat:focus-visible::before{transform:scaleY(1)}
.ncard{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border:1px solid var(--rule);transition:transform .25s,box-shadow .25s,border-color .25s}
.ncard h3,.ncard p,.ncard .rm,.feat h3,.feat p,.feat .rm,.ncard .meta,.ncard .meta b,.feat .meta,.feat .meta b{transition:color .25s}
.ncard:hover,.ncard:focus-visible{transform:translateY(-4px);box-shadow:0 22px 44px -22px rgba(12,30,91,.6);border-color:#0c1e5b}
.ncard .cov{aspect-ratio:16/9;max-width:100%;background:#eef1f8;position:relative;overflow:hidden}
.ncard .cov svg{width:100%;height:100%;display:block}
.ncard .nb{padding:26px 24px 28px;border-top:4px solid #0c1e5b;transition:border-color .25s;display:flex;flex-direction:column;gap:10px;flex:1}
.meta{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:600;display:flex;gap:10px;flex-wrap:wrap}
.meta b{color:#0c1e5b;font-weight:700}
.ncard h3{font-size:1.25rem;line-height:1.2}body .ncard:hover h3,body .ncard:focus-visible h3,body .feat:hover h3,body .feat:focus-visible h3,body .ncard:hover .meta b,body .feat:hover .meta b,body .ncard:hover .rm,body .feat:hover .rm{color:#fff}body .ncard:hover p,body .feat:hover p,body .ncard:hover .meta,body .feat:hover .meta,body .ncard:focus-visible p,body .feat:focus-visible p{color:rgba(255,255,255,.82)}.ncard:hover .nb{border-top-color:#3fb58a}.ncard:hover h3,.ncard:focus-visible h3,.feat:hover h3,.feat:focus-visible h3,.ncard:hover .rm,.ncard:focus-visible .rm,.feat:hover .rm,.feat:focus-visible .rm{text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:5px}
.ncard p{color:var(--muted);font-size:1rem}
.ncard .rm,.feat .rm{margin-top:auto;padding-top:10px;font-weight:600;display:inline-flex;align-items:center;gap:8px}.rm::after{content:'→';transition:transform .25s}.ncard:hover .rm::after,.feat:hover .rm::after{transform:translateX(6px)}
.feat{transition:box-shadow .25s,border-color .25s;border-left:4px solid #0c1e5b!important}.feat:hover{box-shadow:0 22px 44px -22px rgba(12,30,91,.6)}
.nfilter{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 32px}.nfilter button{font:inherit;font-size:.92rem;font-weight:600;padding:9px 18px;border:1px solid var(--rule);background:#fff;color:var(--ink);cursor:pointer;transition:background .2s,color .2s,border-color .2s}.nfilter button:hover{border-color:#0c1e5b;color:#0c1e5b}.nfilter button[aria-pressed=true]{background:#0c1e5b;border-color:#0c1e5b;color:#fff}.ncard[hidden]{display:none}
@media (prefers-reduced-motion:reduce){.ncard,.ncard::before,.feat::before{transition:none}}
@media (max-width:980px){.ngrid{grid-template-columns:1fr 1fr}}@media (max-width:620px){.ngrid{grid-template-columns:1fr}}
.feat{display:grid;grid-template-columns:1fr;gap:0;border:1px solid var(--rule);margin-bottom:40px;text-decoration:none;color:var(--ink)}
.feat .cov{background:#eef1f8;aspect-ratio:16/9;max-width:100%}.feat .cov svg{width:100%;height:100%;display:block}
.feat .nb{padding:40px;display:flex;flex-direction:column;gap:14px;justify-content:center}
.feat h3{font-size:clamp(1.6rem,3vw,2.3rem)}.feat p{color:var(--muted);font-size:1.1rem}

@media (max-width:900px){.feat{grid-template-columns:1fr}.feat .nb{padding:26px}}
.article{max-width:46rem;min-width:0}
.article .cover{aspect-ratio:16/9;max-width:100%;background:#eef1f8;margin-bottom:36px}.article .cover svg{width:100%;height:100%;display:block}
.article p{font-size:1.15rem;line-height:1.7;margin-bottom:22px}
.article .lead{font-size:1.3rem;font-weight:500;color:var(--ink)}
.figure{margin:36px 0;padding:24px;border:1px solid var(--rule);background:var(--soft)}
.figure svg{width:100%;height:auto;display:block}
.figure figcaption{font-size:.88rem;color:var(--muted);margin-top:12px}
.figure .fsc{overflow-x:auto;-webkit-overflow-scrolling:touch}.figure .hint{display:none}
@media (max-width:700px){.figure{padding:16px}.figure svg{min-width:640px}.figure .hint{display:block;font-size:.82rem;color:var(--muted);margin-bottom:8px}}
.phead .wrap>*,.next .wrap>*,.grid>*{min-width:0}.phead h1,.next b,h1,h2,h3{overflow-wrap:break-word}
@media (max-width:520px){body .phead h1{font-size:clamp(1.7rem,8.2vw,2.6rem);hyphens:auto;-webkit-hyphens:auto}body .phead .lede{font-size:1.1rem}.next b{font-size:1.05rem;hyphens:auto;-webkit-hyphens:auto}.next .wrap{gap:16px}}
.figure text{font-family:var(--font)}.figure text:not([fill]){fill:var(--ink)}
.box{border-left:4px solid #0c1e5b;background:var(--soft);padding:24px 28px;margin:36px 0}
.box h2{font-size:1.25rem;margin:0 0 12px}.box ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.box li{padding-left:22px;position:relative;font-size:1.05rem}.box li::before{content:"";position:absolute;left:0;top:.6em;width:9px;height:9px;background:#0c1e5b}
.srcs{font-size:.92rem;color:var(--muted);margin-top:36px;padding-top:18px;border-top:1px solid var(--rule)}.srcs a{color:var(--muted)}
.aside .rel li a{display:grid;gap:4px}.rel small{color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}
.share{display:flex;gap:10px;align-items:center;margin-top:28px;font-size:.92rem;color:var(--muted)}.share button{font:inherit;font-size:.9rem;padding:8px 14px;border:1px solid var(--rule);background:var(--bg);color:var(--ink);cursor:pointer}.share button:hover{border-color:#0c1e5b;color:#0c1e5b}
.issues{list-style:none;padding:0;margin:0 0 8px;border-top:1px solid var(--ink)}.issues li{padding:12px 0 12px 24px;border-bottom:1px solid var(--rule);position:relative}.issues li::before{content:"";position:absolute;left:2px;top:1.15em;width:8px;height:8px;background:#0c1e5b}
.latest{background:var(--soft);border-top:1px solid var(--rule)}
/* facts strip */
.facts{border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.facts .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding-block:28px}
.facts div{padding-right:24px}.facts div+div{padding-left:24px;border-left:1px solid var(--rule)}.facts dt{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:4px}.facts dd{margin:0;font-weight:600;font-size:1.08rem}
@media (max-width:900px){.facts .wrap{grid-template-columns:1fr 1fr;gap:18px 0}.facts div:nth-child(3){padding-left:0;border-left:0}}
@media (max-width:520px){.facts .wrap{grid-template-columns:1fr;gap:0}.facts div,.facts div+div{padding:14px 0;border-left:0;border-bottom:1px solid var(--rule)}.facts div:last-child{border-bottom:0}}
/* service cards */
.grid5{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ink)}
.card{display:flex;flex-direction:column;gap:12px;text-decoration:none;color:var(--ink);padding:30px 28px;border-bottom:1px solid var(--rule);min-height:230px;transition:background .2s}
.card:nth-child(3n+2),.card:nth-child(3n+3){border-left:1px solid var(--rule)}
.card .n{font-size:.8rem;color:var(--muted);font-variant-numeric:tabular-nums}.card h3{font-size:1.5rem}.card p{color:var(--muted);font-size:1.08rem}.card>span:last-child{margin-top:auto;padding-top:12px;font-weight:600;text-decoration:underline;text-underline-offset:4px}.card .n{margin-top:0}
@media (max-width:900px){.grid5{grid-template-columns:1fr}.card{padding:26px 20px;min-height:0}.card:nth-child(n){border-left:0}}
/* navy band */
.navy{background:var(--soft);color:#fff;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.navy .intro p{color:rgba(255,255,255,.75)}
.band2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.band2>div:only-child{grid-column:1/-1;max-width:40rem}
.band2 ul{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid var(--ink)}.band2 li{padding:14px 0;font-size:1.08rem;border-bottom:1px solid var(--rule);display:grid;grid-template-columns:1fr auto;gap:16px}.band2 li b{font-variant-numeric:tabular-nums}
@media (max-width:900px){.band2{grid-template-columns:1fr}}@media (max-width:600px){.band2 li{grid-template-columns:1fr;gap:4px}.band2 li b{text-align:left}}
/* about / lists */
.about{display:grid;grid-template-columns:1fr 1fr;gap:64px}.about .lead{font-size:clamp(1.6rem,2.6vw,2.1rem);font-weight:600;line-height:1.3}.about .body{color:var(--muted);margin-top:22px;max-width:36rem}
.defs{border-top:1px solid var(--ink)}.defs div{padding:20px 0;border-bottom:1px solid var(--rule);display:grid;grid-template-columns:120px 1fr;gap:20px}.defs h3{font-size:1rem}.defs p{color:var(--muted)}
.lists{margin-top:64px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:40px}.lists h3{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:12px;font-weight:600}.lists ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}.lists li{padding:9px 0;border-bottom:1px solid var(--rule);font-weight:500}
@media (max-width:900px){.about{grid-template-columns:1fr;gap:36px}.lists{grid-template-columns:1fr;gap:28px}.defs div{grid-template-columns:1fr;gap:4px}}
.regs{background:var(--bg);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.reg-grid{display:grid;grid-template-columns:repeat(4,1fr)}.reg{padding:8px 28px 8px 0;display:grid;gap:6px;align-content:start}.reg+.reg{padding-left:28px;border-left:1px solid var(--rule)}
.reg small{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:600}.reg strong{font-size:1.1rem;line-height:1.25}.reg code{font-family:var(--font);color:var(--muted)}
@media (max-width:900px){.reg-grid{grid-template-columns:1fr}.reg{padding:18px 0;border-bottom:1px solid var(--rule)}.reg+.reg{padding-left:0;border-left:0}}
/* inner pages */
.phead{background:linear-gradient(115deg,#0c1e5b 0%,#1a2f8a 40%,#1d6f8f 75%,#0b7a55 100%);color:#fff;border-bottom:0}
.phead h1,.phead .lede,.phead .side,.phead .side b,.phead .crumb,.phead .crumb a,.phead .meta,.phead .meta b{color:#fff}.phead .lede,.phead .side,.phead .crumb{color:rgba(255,255,255,.85)}.phead .side{border-left-color:rgba(255,255,255,.35)}.phead .btn{background:#fff;color:#0c1e5b;border-color:#fff}.phead .btn:hover{background:transparent;color:#fff}
@media (max-width:900px){.phead .side{border-top-color:rgba(255,255,255,.35)}}
body .phead .lede,body .phead .side,body .phead .crumb,body .phead .crumb a,body .phead .meta span,body .phead p{color:rgba(255,255,255,.88)}body .phead h1,body .phead .side b,body .phead .meta b{color:#fff}.phead .wrap{padding-block:64px 56px;display:grid;grid-template-columns:7fr 5fr;gap:48px;align-items:start}
.crumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}.crumb a{color:inherit;text-decoration:none}.crumb a:hover{text-decoration:underline}
.phead h1{font-size:clamp(2.8rem,5.4vw,4.4rem);font-weight:800}.phead .lede{margin-top:20px;font-size:1.3rem;color:var(--muted);max-width:34rem}
.phead .side{font-size:.95rem;color:var(--muted);border-left:1px solid var(--rule);padding-left:28px;margin-top:52px}.phead .side b{display:block;color:var(--ink);margin-bottom:4px}
@media (max-width:900px){.phead .wrap{grid-template-columns:1fr;gap:28px;padding-block:44px 40px}.phead .side{margin-top:0;border-left:0;padding-left:0;border-top:1px solid var(--rule);padding-top:20px}}
.layout{display:grid;grid-template-columns:1fr 300px;gap:72px;padding-block:72px}
.prose{max-width:46rem;min-width:0}.prose p{color:var(--ink);margin-bottom:22px;font-size:1.15rem;line-height:1.65}.prose h2{font-size:1.8rem;margin:44px 0 16px}.prose h2:first-child{margin-top:0}
.prose ul{list-style:none;padding:0;margin:0 0 24px;border-top:1px solid var(--ink)}.prose li{padding:11px 0 11px 24px;font-size:1.05rem;border-bottom:1px solid var(--rule);position:relative}.prose li::before{content:"";position:absolute;left:2px;top:1.05em;width:8px;height:8px;background:var(--indigo)}
.prose .cols{columns:2;column-gap:36px}.prose .cols li{break-inside:avoid}
.aside{display:grid;gap:36px;align-content:start;position:sticky;top:110px}
.aside h3{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:10px;font-weight:600}
.aside ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}.aside li a{display:block;padding:11px 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--ink);font-weight:500}.aside li a[aria-current]{font-weight:700}.aside li a:hover{text-decoration:underline}
.aside .cta{background:var(--soft);padding:24px}.aside .cta p{color:var(--muted);margin:8px 0 18px;font-size:.98rem}
@media (max-width:900px){.layout{grid-template-columns:1fr;gap:44px;padding-block:48px}.prose .cols{columns:1}.aside{position:static}}
.next{border-top:1px solid var(--rule)}.next .wrap{display:grid;grid-template-columns:1fr 1fr;padding-block:36px;gap:24px}
.next a{text-decoration:none;color:var(--ink)}.next small{display:block;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px}.next b{font-size:1.3rem}.next .r{text-align:right}
/* contact */
.contact{display:grid;grid-template-columns:5fr 7fr;gap:64px}.cinfo{display:grid;gap:22px;align-content:start}.cinfo small{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:600;margin-bottom:4px}.cinfo p{font-size:1.1rem;font-weight:500}.cinfo a{color:inherit;text-decoration:none}
form{display:grid;grid-template-columns:1fr 1fr;gap:18px}form .full{grid-column:1/-1}form label{display:block;font-size:.88rem;font-weight:600;margin-bottom:6px}
form input,form select,form textarea{width:100%;font:inherit;font-size:1rem;padding:12px 14px;border:1px solid var(--rule);background:var(--bg);color:var(--ink);border-radius:0}form input:focus,form select:focus,form textarea:focus{border-color:#fff;outline:none}form select option{background:#0b0f2e}form textarea{min-height:130px;resize:vertical}
.msg{grid-column:1/-1;font-size:.95rem;font-weight:500}
@media (max-width:900px){.contact{grid-template-columns:1fr;gap:36px}}@media (max-width:520px){form{grid-template-columns:1fr}}
footer{background:#0c1e5b;color:#fff;padding-block:56px 28px}footer .fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px}
footer h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:#b9c2e8;margin:0 0 14px;font-weight:600}footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}footer a{color:#fff;text-decoration:none}footer a:hover{text-decoration:underline}
footer .fb{display:flex;align-items:center;gap:12px;margin-bottom:16px;font-weight:700;font-size:1.25rem}footer .fb img{width:auto;height:72px}
footer .legal{margin-top:44px;padding-top:18px;border-top:1px solid rgba(255,255,255,.2);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.85rem;color:#b9c2e8}
@media (max-width:900px){footer .fg{grid-template-columns:1fr 1fr}}@media (max-width:520px){footer .fg{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
